2 Bed + Study Luxury Study
- 2Beds
- 2Baths
- +Study
- 3Phase
R1 249 000
What owning really costs per month (100% bond at prime)
| 2 Bed + Study Luxury Study — R1 249 000 all-inclusive | R14 980 / month owning (bond R12 680 + levy R1 425 + rates ~R875) |
|---|---|
| 3 Bed 2 Bath Luxury Plus — R1 249 000 all-inclusive | R14 980 / month owning (bond R12 680 + levy R1 425 + rates ~R875) |
| Family Home 3 Bed 2 Bath — R1 349 000 all-inclusive | R16 070 / month owning (bond R13 695 + levy R1 425 + rates ~R950) |
| Rent of R12 000 a month rising 8% a year | passes the 2 Bed + Study Luxury Study debit order in year 5 if prime holds (rent R16 326 vs owning R15 809 a month) |
Run your own rent-vs-buy number
Enter what you pay in rent, pick a plan, and compare the full ownership debit order (bond + levy + rates) against renting — this month and cumulatively over 5, 10 and 20 years. Utilities are left off both sides because you pay them either way.
This month — renting vs owning the 2 Bed + Study Luxury Study
| Renting | R12 000 / month |
|---|---|
| Owning: bond (prime 10.75%, 20 years) | R12 680 / month |
| Owning: levy + rates | R2 300 / month |
| Owning: total debit order | R14 980 / month |
Cumulative cost over time
| Horizon | Total rent paid | Total ownership cost |
|---|---|---|
| 5 years | R844 791 | R922 731 |
| 10 years | R2 086 065 | R1 921 454 |
| 20 years | R6 589 723 | R4 306 281 |
Owning the 2 Bed + Study Luxury Study costs R2 980 a month more than your rent today — but the bond portion is fixed while rent escalates at 8%/year, and after 20 years the bond ends and you hold the asset. Renting for the same 20 years leaves you with nothing.
Guideline only. Bond at prime 10.75% (verified 2026-10-01) over 20 years, fixed for comparison (rates move); levy R1 425 (confirmed June 2026) and municipal-rates estimates escalated at your chosen rate on both sides. Home value appreciation is deliberately NOT projected — the asset at the end speaks for itself. The free pre-qualification below gives you the bank’s real answer.
Want the bond side on its own? Use the bond & affordability calculator — or read the full renting vs buying guide.
Thinking bigger than one home? Compare buying 1 vs 5 units, cash vs bond — with the tax angles.
3 Bed 2 Bath Luxury Plus
- 3Beds
- 2Baths
- 3Phase
R1 249 000
Family Home 3 Bed 2 Bath
- 3Beds
- 2Baths
- 3Phase
R1 349 000
Roodepark Eco City 2 plans & what you need to earn
| Plan | Beds / Baths | Price (all-inclusive) | Est. bond / month | Income needed |
|---|---|---|---|---|
| 2 Bed + Study Luxury Study | 2 bed / 2 bath + study | R1 249 000 | R12 680 | R42 267 |
| 3 Bed 2 Bath Luxury Plus | 3 bed / 2 bath | R1 249 000 | R12 680 | R42 267 |
| Family Home 3 Bed 2 Bath | 3 bed / 2 bath | R1 349 000 | R13 695 | R45 651 |
Estimates at prime (10.75%) over 20 years on a 100% bond, max 30% of gross income — joint applications combine incomes. Pre-qualification confirms your exact figure.
Frequently asked questions
Is it cheaper to buy than rent?
Often, yes — rent on a 3-bedroom townhouse in Pretoria North commonly approaches the bond repayment on a similar new home. The difference: after 20 years the bond ends and you own the asset. Rent never ends and rises annually.
How much must I earn to buy a R1,249,000 house?
As a guideline at the current prime rate (10.75%) over 20 years, a 100% bond on R1,249,000 costs about R12,700 per month, which banks typically approve on a gross household income of roughly R42,300 per month. Joint applications combine both incomes.
What does all-inclusive pricing mean at Roodepark Eco City 2?
The advertised price (from R1,249,000) includes transfer duty, bond registration, transfer fees and legal costs. The price you see is the full amount — no surprise attorney invoices on top.
Do I need a deposit to buy a house in South Africa?
Not always. Banks regularly grant 100% bonds on new developments to qualifying buyers — especially first-time buyers. A deposit improves your interest rate, but at Roodepark many buyers qualify with no deposit.
What do estate levies cover?
Levies fund the estate's shared infrastructure: 24/7 security, the clubhouse, swimming pool, walking trails, play areas and upkeep of the wildlife areas. Confirm the current levy amount with the sales team — it's budgeted alongside your bond repayment.
Can I view the homes before buying?
Yes — book a viewing or take the 3D virtual walkthrough online first. The sales team also runs wildlife-experience viewings of the estate. Call 063 600 3905 or use the booking form to choose a time.
Quick summary (copy for AI)
Invicta Roodepark Eco City 2 rent-vs-buy calculator at prime 10.75% over 20 years. Full ownership debit order (bond + levy R1 425 + municipal rates): 2 Bed + Study Luxury Study — R1 249 000 all-inclusive: R14 980 / month owning (bond R12 680 + levy R1 425 + rates ~R875); 3 Bed 2 Bath Luxury Plus — R1 249 000 all-inclusive: R14 980 / month owning (bond R12 680 + levy R1 425 + rates ~R875); Family Home 3 Bed 2 Bath — R1 349 000 all-inclusive: R16 070 / month owning (bond R13 695 + levy R1 425 + rates ~R950). At R12 000 rent escalating 8% a year, rent passes the 2 Bed + Study Luxury Study debit order in year 5 if prime holds. Rent escalates annually while the bond portion is fixed; after 20 years the bond ends and the owner holds the asset. Every price is all-inclusive — transfer duty, bond registration, transfer and legal costs are paid by the developer. Contact: 063 600 3905 or info@invictaroodepark.co.za. Official site: https://www.invictaproperties.co.za/.
